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Press Release

Contact Information:
Shelly Whitworth
Marketing Director, MorSystems
shelly@morsystems.com
www.morsystems.com
Toll Free 866.466.7797

TEAMBEST.net, A NEW LOCAL CARMEL MORTGAGE SOFTWARE AND
WEB DEVELOPMENT COMPANY, INTRODUCES ITS PATENTS PENDING
BORROWARE® LOAN APPLICATION SOFTWARE

Borroware® is designed for secure application submission for clients
that prefer secure but flexible means to fill out their application.


CARMEL, CALIFORNIA. -March 15, 2003- TEAMBEST.net announces the official rollout of Borroware®, a new patents pending loan application software system, available only at TEAMBEST.net. Borroware®, TEAMBEST.net's proprietary offline, downloadable mortgage application software system is not offered anywhere else. Borroware® is specifically designed for the 95%-98% of borrowers who refuse to complete a loan application on-line. (Fannie Mae Survey, 2001) Borroware® is a major breakthrough in internet mortgage lending, offering the security borrowers want and the convenience mortgage originators need, it is the only alternative available.

Since 1999, TEAMBEST.net has been engaged in pioneering borrower application software and developing and providing web services to mortgage brokers. These services, refined and innovative, include an abundance of state-of-the-art web sites, extensive customer loan information, automated, customizable, real-time rates, proprietary pre-approval and online loan applications, and wide-ranging mortgage calculators all designed to make life easier for both borrowers and the professionals who service them. "I spent at least 50 hours researching companies like, Meyers.com, loanpage.com and others.They Have Nothing On You." (William Parraga, President of Diversified Financial Mortgage) A full explanation and multi-media guided tour of the Borroware® application process for TEAMBEST.net is available at: http://www.teambest.net.

Richard Whitworth, CEO for the past 22 years of Nations MortgageBanc, with offices in Carmel and Salinas, has shared his innovative ideas and the knowledge from his experience with top bar programmers to create the Borroware® system for today's market of online savvy borrowers wary of identity theft. These clients need flexibility in the application process, but still desire face to face service with their loan officer. Time constrained mortgage originators enjoy TEAMBEST.net's choice of web site templates branded specifically to them and include local television commercials and other branded marketing tools. Whitworth states that, "Borroware® is modernizing the loan application process by adding additional safety to a more flexible process. Most competitors have little to zero years experience in the mortgage brokerage industry and do not understand what originators need and do not offer anything like Borroware®."

About TEAMBEST.net:

"We charge loan originators one-time web site and software customization fees ranging from $550 to $1195, and our total fees are typically less than half of the competitor's while offering superior quality web sites and software to mortgage originators. TEAMBEST.net positions itself as the best mortgage broker web site and software provider and is finding success in selling its products nationwide." TEAMBEST.net is based in Carmel, CA. Richard Whitworth founded it in 1997. He has 22 years of experience in mortgage brokerage that has carried on into the benefits offered by TEAMBEST.net. For further information on TEAMBEST.net and the services they provide, please visit http://www.teambest.net.


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Shelly Whitworth (MorSystems.com): Real Estate Media in Carmel, CA